A little variety goes a long way, making that "once in a while" necklace more of an "all the time" essential. This one, by Lisa Stewart, features a quartet of dramatic navy resin beads on one side and a bevy of summery coral beads on the other. Translation: You can wear this year round, whether your ensemble is a sundress and sandals or a pantsuit and pumps. Talk about getting the most bang for your buck.$45 at maxandchloe.com